{"product_id":"insuring-the-future-9781776923304","title":"Insuring the Future","description":"\u003cp\u003eAs the effects of climate change intensify across Aotearoa New Zealand, securing home insurance is no longer a sure thing. Nor is it always affordable.\u003c\/p\u003e\n\u003cp\u003eIn this clear-eyed work, public policy expert Jonathan Boston tackles one of the defining policy challenges of climate change: how can residential property insurance remain accessible and affordable as climate-intensified risks escalate? Given New Zealand' s distinctive natural hazards profile and numerous at-risk communities, small policy changes won' t be enough. Sustainable insurance affordability will require a paradigm shift in risk governance, adaptation planning, and property insurance arrangements. We need fair, collective risk-sharing, vigorous risk avoidance, and serious public investment in risk reduction, including planned relocation where long-term protection is neither cost-effective nor feasible.\u003c\/p\u003e\n\u003cp\u003eNavigating the stark realities of climate-intensified risks and implementing effective reforms will be challenging. There are powerful political incentives for procrastination and buck-passing. But delay will be costly; poor policy choices likewise. To enable progress, evidence-informed public debate about policy is vital.\u003c\/p\u003e","brand":"Jonathan Boston","offers":[{"title":"Default Title","offer_id":48952628183291,"sku":"9781776923304","price":35.0,"currency_code":"NZD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0806\/8176\/3067\/files\/9781776923304_4a433e03-d37c-4351-bf65-fc231e8a79b5.webp?v=1780883837","url":"https:\/\/aureliabooks.co.nz\/products\/insuring-the-future-9781776923304","provider":"Aurelia Books","version":"1.0","type":"link"}